Redeem HDFC Reward Points for Maximum Value

Redeem HDFC Reward Points for Maximum Value

Redeem HDFC Bank Reward Points

HDFC Bank being the #1 issuer of credit cards in the country has significant # of cards which translates to significant amount of spends which means tons of rewards lying in cardholder’s accounts.

Here’s a quick guide on redeeming those HDFC credit card Rewards points for a maximum value. This article is primarily meant for HDFC Super premium cardholders (Infinia & Diners Black). For others, the numbers may vary based on the conversion ratio. 

Table of Contents

Flights & Hotels

Redeem HDFC Rewards for flights and Hotels

  • Instant redemption
  • 70% points + 30% to be paid by card
  • You get 10X Rewards for the 30% that you pay by card

If you’re new to HDFC Smartbuy redemption portal, here are the quick links to HDFC Infinia, HDFC Diners & HDFC Regalia portals.

This is by far the simplest & easiest way to redeem your HDFC reward points for a maximum value. To make it even better, go for flight redemptions, as hotels are anyway sold at a discounted rate elsewhere while you can’t find big discounts for flights usually.

This redemption portal uses cleartrip booking engine. Generally speaking, hotel/flight availability wouldn’t be a problem for most but donot expect all properties here, as cleartrip doesn’t have all.

Hotels: You may not find less-known hotels or the ones at off-beat locations, for ex, I couldn’t find some hotels that I intend to book during my Assam & Meghalaya trip here but it was available on MMT/Goibibo.

Flights: Similarly some low-cost airlines like Air Asia might be missing on the portal but Concierge can book it for you from backend. This used to happen like 4 yrs before when I booked a trip to Bali, Indonesia.

So if you don’t find your flight on the portal, it’s better to once have a word with concierge before looking for other options.

DTH & Experiences

Redeem HDFC Rewards for Experiences - Dubai

DTH: If you’ve Infinia, you could redeem your points for DTH payments. This is one of the additional advantage (yet small) of Infinia over other HDFC credit cards.

Experiences: You can redeem for various experiences in a foreign city. Select city from the dropdown and check out the experiences that you would love to explore.

This potentially reduces your expenses when you’re visiting a foreign country. For ex, you can redeem for Universal studios entry at Singapore with hotel transfers for 5K points.

Air Vistara: Club Vistara

Vistara Business Class - Mocktail - BlackCurrantMocktail on Vistara Business Class (BlackCurrant)

  • Transfer Ratio: 1:1 (for super premium cards & Diners Club Miles)
  • Validity: 3 Yrs from transferred date
  • Usually takes ~3 business days to transfer

If you fly Vistara often, transferring points to Club Vistara and redeeming them for flights makes Want to learn about Finance, Investing, and much more!, Checkout our partner blogs.