Pay Income Tax Online through Credit Card (India)

Pay Income Tax Online through Credit Card (India)

Pay Income Tax through Credit Card in India

The ability to pay income tax online through credit card is great to have and we got this option in India since past few months. I just made a tax payment through credit card and it was a super smooth process, thanks to IT authorities for making this possible.

Here’s everything you need to know about making income tax payments (advance tax, TDS, etc) through income tax eFiling portal.

Table of Contents

Steps to Pay using Credit Card

  1. Visit IncomeTax eFiling Portal
  2. Navigate to “e-Pay Tax” section on the left
  3. Enter your PAN/TAN details & authenticate mobile # via OTP
  4. Choose type of tax, then choose FY/AY & other details
  5. Choose “Payment Gateway” & make payment

Note: Choose the payment gateway based on the txn charges. You may find the respective gateway charges by clicking on the “transaction charges” link.

Here are the snaps of key pages for your guidance:

Income Tax eFiling Portal (Home Page)Income Tax eFiling Portal (Home Page)Income Tax eFiling Portal - Choose Payment GatewayIncome Tax eFiling Portal – Choose Payment Gateway

Transaction Charges

  • Credit Cards: As low as 0.47% + GST (Canara Bank)
  • Debit Card: 0% (mostly)

Note that the transaction charges are different for different payment gateways and that the charges are dynamic and keep changing from time to time.

As of today (14 Dec 2022), Canara Bank payment gateway has the lowest transaction fee. Do verify the same before choosing the payment gateway and re-confirm the fee on the next step.

Here are the current charges as of Dec 2022 that I see on the portal.

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