How to Check Your Credit Card Application Status

How to Check Your Credit Card Application Status

Applying for a credit card is typically a straightforward process. To apply, you can visit the card issuer's website and select the desired card. You will need to fill out a simple form and submit various KYC documents, including ID proof, address proof, and proof of income. However, unless your credit card is pre-approved, you will not receive the card immediately after submitting the application. The application undergoes scrutiny by bank officials who evaluate your eligibility and determine the credit limit.

Possible Statuses of Your Credit Card Application

After submitting your credit card application, the status of your application may change based on its progress. The status could be under review, approved, disapproved, or other possibilities.

For most credit card issuers, your application will have one of the following statuses:

  • No Records Found: This message appears if you enter incorrect details while checking your application status. It means there are no records matching the entered details in the bank's database.
  • On Hold: This status indicates that you either haven't provided all the necessary documents or the card issuer couldn't verify your documents. In such cases, the issuer may ask for additional documents or correct details.
  • In Progress: This status means the card issuer is still evaluating your application and has neither approved nor disapproved it.
  • Approved: This status indicates that your credit card application has been successfully processed and approved. Your credit card will be dispatched to your correspondence address.
  • Disapproved: This status means your credit card application has been rejected. Reasons for rejection can include incomplete documents, mismatched information, or not meeting the eligibility criteria.
  • Dispatched: This status appears after your credit card application has been approved, and the card has been dispatched to your address.

How to Check Your Credit Card Application Status

The procedure to check your credit card application status is similar for most card issuers, but there may be some differences.

Checking HDFC Bank Credit Card Application Status

To check your HDFC Bank credit card application status online:

  • Visit the Track your Credit Card page on the bank's official website.
  • Enter the mobile number provided with your application and your application reference number/form number/date of birth.
  • Fill in the captcha and click/tap on Submit to view the current status of your credit card application.

You can also check your HDFC credit card application status offline by visiting a HDFC branch or calling the bank's 24x7 customer care number 1800 266 4332.

Checking SBI Card Credit Card Application Status

To check your SBI Card credit card application status online:

  • Visit the Track Application page on the official SBI Card website.
  • Track your application using the Application Number/Reference Number or your PAN and date of birth.
  • Enter the required details and click/tap on Track or Retrieve to view your application status.

You can also check your SBI Card credit card application status offline by calling SBI Card's 24x7 helpline numbers 1860 180 1290 or 39020202 (prefix STD code).

Checking ICICI Credit Card Application Status

To track your ICICI Bank credit card application status online:

  • Visit the Track your application status page on the bank's official website.
  • Track your application using the mobile number, application number, and date of birth or using the mobile number, date of birth, and OTP.
  • Enter the required details and click/tap on Continue or Send OTP to view your credit card application status.

You can also check your ICICI credit card application status offline by visiting a nearby ICICI branch or calling the bank's 24x7 helpline number 1860 120 7777.

Checking Axis Bank Credit Card Application Status

To check the status of your Axis Bank credit card application online:

  • Visit the application tracking page on Axis Bank's official website.
  • Track your application using your application ID or your PAN and mobile number.
  • Enter the required details and click/tap on Submit to view your credit card application status.

You can also check your Axis Bank credit card application status offline by visiting a nearby Axis Bank branch or calling the bank's customer care number 1800 419 5555.

Checking American Express Credit Card Application Status

To check the status of your American Express credit card application, you can call the card issuer's 24x7 customer care numbers 1800 419 3646 or +91 124 2801800. Alternatively, you can email your inquiry to customerservicesindia@aexp.com. American Express typically takes around 2 weeks to process a new credit card application.

Checking Bank of Baroda Credit Card Application Status

To track your Bank of Baroda credit card application online:

  • Visit the Track Application Status page on the official Bank of Baroda website.
  • Enter your Application Number and click/tap on Get Details to view your credit card application status.

You can also check your Bank of Baroda credit card application status offline by calling the bank's 24x7 customer care numbers 1800 258 4455 or 1800 102 4455 or visiting a nearby Bank of Baroda branch.

Checking Citibank Credit Card Application Status

To track your Citibank credit card application status online:

  • Visit the Credit Card application status page on Citibank's official website.
  • Enter your Application Reference Number and mobile number and click/tap on Submit to view your credit card application status.

You can also check your Citibank credit card application status offline by visiting a nearby Citibank branch or calling the bank's 24x7 toll-free helpline number 1860 210 2484.

Checking Kotak Mahindra Bank Credit Card Application Status

To track your Kotak Mahindra credit card application online:

  • Visit the Check your application status page on the bank's official website.
  • Select Credit Card from the Select a product menu.
  • Enter your application form number and click/tap on Submit to view your credit card application status.

You can also track your Kotak Mahindra credit card application status offline by visiting a nearby Kotak Mahindra branch or calling the bank's 24x7 customer care number 1860 266 0811.

For detailed information on how to check the status of your credit card application for different card issuers, you can refer to the links provided in the table below:

Card IssuerHow to Check Credit Card Application Status
HDFC BankCheck HDFC Credit Card Application Status
SBI CardCheck SBI Credit Card Application Status
ICICI BankCheck ICICI Credit Card Application Status
Axis BankCheck Axis Bank Credit Card Application Status
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