HDFC Credit Card Spend Based Offer – July, Aug 2021 (Targeted)

HDFC Credit Card Spend Based Offer – July, Aug 2021 (Targeted)

hdfc credit card spend offer - July 2021

HDFC Bank has been rolling out spend based offers on their credit cards since long time. Recently we see that HDFC has become quite aggressive on this as you could see the offers that many received on April, May June 2021.

But now this offer “seem” to have got less aggressive as of July 2021. Here’s everything you need to know:

Table of Contents

July 2021 Offer

Offer Spend Rs.XXXXX and get voucher worth upto Rs.XXXX of your choice (Flipkart/Bigbasket/Lifestyle/Myntra)
Duration Spend between 05 July 2021 and 31 July 2021
Type Spend linked / Targeted
Fulfilment within 90 working days from the offer end date.
T&C Offer Source

The offer is similar to previous ones, except that the voucher value got reduced. The target that I received (89K) gives me additional 2.8% on the spend which is over and above the regular rewards. Decent savings!

That aside, there is also an EMI offer bundled in this promo.

  • EasyEMI offer: Transact using HDFC Bank EasyEMI on your Credit Card for Rs.15,000 or above and get an Amazon/Flipkart/Myntra voucher worth Rs.750
  • Add-on offer: Spend Rs.5000 and get Rs.500 voucher.

EMI offer might be useful for those who intend to avail HDFC EMI, but the problem is HDFC EMi rate of interest is very HIGH (even higher for self-employed) in the industry, as seen below:

HDFC Credit Card EMI Rate of interest

For your info, Yesbank Credit card has an offer to convert to EMI or take as cash loan at ~9.9% – that’s the only good thing about Yesbank cards though.

Aug 2021 Offer

A similar offer has been triggered for August 2021 as well and here’s a quick look at one of the offer triggered for diners black on a card with minimal usage.

HDFC Spend Offer - Aug 2021

And there is one add-on card offer too!

HDFC add on offer - Aug 2021


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