Everything You Should Know About IndusInd Bank Add-on Credit Cards

Everything You Should Know About IndusInd Bank Add-on Credit Cards

The Add-on credit cards offered under primary credit cards are among their most significant features. The IndusInd Bank has launched some great credit cards for its customers, providing benefits in many categories like travel, dining, shopping, fuel, and much more. The Bank has also launched many mid-range cards as well as premium cards thereby targeting every market and cardholder’s needs. With the IndusInd Add-on credit card, you can gift your family members financial independence. The additional cards, provide the same benefits and features just like the primary credit cards, and that too at zero cost. This is because the add-on cards are issued without any cost and they do not have any joining or annual charges. Let’s understand more about the IndusInd add-on credit cards.

Features of the IndusInd Add-on Cards

The features and Benefits of an Add-on card are the same as the primary IndusInd bank credit card. Following are the features of the IndusInd bank Add-on card:

  • IndusInd primary cardholders can get up to 4 add-on cards for their family members.
  • The credit limit for the additional credit cards is shared with the primary credit card. Therefore, if you have 3 add-on cards then all the add-on cards and the primary card would share the same credit limit.
  • The benefits and privileges with the add-on cards would similar to that of the primary card.
  • If the primary card is enabled for international purchases like shopping, then your family members can also enjoy the same.
  • The monthly statement for the add-on cards will be shared with the primary cardholder and will be liable to settle the bill.
  • The primary cardholder can manage and track the additional accounts and can also restrict the usage of the card for particular transactions.

Fees for IndusInd Add-on Credit Cards

The fees applicable on the IndusInd add-on cards would be similar to the primary card. For example, if you apply for the add-on against a primary IndusInd Bank Iconia card the same fees would follow, like:
 

ChargesAmount
Finance Charges3.83 per month
Cash Advance Fee2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
Rewards Redemption FeeNIL
Foreign Currency Markup3.5% of the transaction amount

Eligibility Criteria for IndusInd Add-on Credit Cards

Following are the Eligibility Criteria you must keep in mind before applying for the Add-on card:

– The applicant for the Add-on card must be above 18 years of age.
– The applicant must be related to the primary cardholder.
– The Primary cardholder must maintain a good credit score.
– The applicant must have the consent of the Primary cardholder.

Documents Required for IndusInd Add-on Credit Cards:

Following are the documents that the bank may ask to apply for an IndusInd Bank add-on credit card:

– ID Proof: PAN Card, Passport, Voters ID, or Driving License.
– Address proof: Passport, Ration Card, Driving License, Copy of Utility Bills, Aadhar card.

How to Apply for IndusInd Bank Add-on Credit Card?

If you have all the necessary documents required, then you can apply for the IndusInd add-on credit card as follows:

– Download the add-on card application form.
– Fill in the details and attach the document asked.
– You can send the same to bank’s email address or you can submit it to your nearest branch.

IndusInd Add-on Credit Card PIN generation

You can change the PIN for your add-on card with the following option:

Through website:

-Visit the bank’s PIN generation portal.
-Enter the details like the last 4 digits of the card, contact number, and date of birth.
-Set your desired PIN.

Best IndusInd Bank Add-On Credit Cards

Following are some of the IndusInd add-on cards that offer great benefits and must be considered:
 

CardFee StructureMain Features
IndusInd Bank Pinnacle World Credit CardInterest Rate: 3.83% per month (or 46% annually)

Forex Mark-up Fee: 3.5% of the transaction amount. 

Cash Advance Charges: 2.5% (minimum Rs. 300)
Complimentary priority pass membership.

Complimentary access to domestic as well as international airport lounges.

Complimentary golf rounds.

Air accident cover worth Rs. 25 lakh.
IndusInd Legend credit cardInterest Rate: 3.83% per month (46% annually) 

Forex Mark-up Fee: 1.8% of the transaction amount. 

Cash Advance Charges: 2.5% of the transaction amount, subject to a minimum charge of Rs. 500
Complimentary priority pass membership.

Complimentary visit to domestic airport lounges.

Travel-related insurance benefits.

Complimentary rounds for golf sessions.
IndusInd Platinum select credit cardInterest Rate: 3.83% per month (or 45.96% annually) 

Forex Mark-up Fee: 3.5% of the transaction amount. 

Cash Advance Charges: 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 300)
Complimentary priority pass membership.

Great movie benefits.

Travel Related Insurance

Welcome benefits from BATA and Vero Moda.
IndusInd InterMiles Voyage Visa Credit CardInterest Rate: 3.83% (46% per annum) 

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