Best Credit Cards 2022

Best Credit Cards 2022

IDFC FIRST Classic Credit Card

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IDFC FIRST Classic Credit Card 

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Fee

Joining Fee

Nil

Renewal Fee

3 Reward Points on every offline spend of Rs. 150 & 6 Reward Points on every online spend of Rs. 150.

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.


 

Bank of Baroda ( BoB ) Easy Credit Card

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Bank of Baroda Easy Credit Card 

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Fee

Joining Fee

Nil

Renewal Fee

5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

NA


 

Bank of Baroda ( BoB ) Premier Credit Card

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Bank of Baroda Premier Credit Card 

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Fee

Joining Fee

Nil

Renewal Fee

For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

NA


 

Flipkart Axis Bank Credit Card

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Flipkart Axis Bank Credit Card 

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Fee

Joining Fee

Rs. 500 + applicable taxes

Renewal Fee

5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.


 

IDFC FIRST Millennia Credit Card

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IDFC FIRST Millennia Credit Card 

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Fee

Joining Fee

Nil

Renewal Fee

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation


 

Citi Cash Back Credit Card

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Citi Cash Back Credit Card 

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Fee

Joining Fee

Rs. 500 (plus applicable taxes)

Renewal Fee

5% cashback while paying utility bills, booking movie tickets, and telephone bills. 0.5% cashback while spending on all other categories.

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A


 

SBI SimplyCLICK Credit Card

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