Axis Bank Vistara Infinite Credit Card Review

Axis Bank Vistara Infinite Credit Card Review

Axis Bank Vistara Infinite Credit Card Review

Axis Bank not only has some of the amazing super premium & cash-back credit cards but also issues the best airline credit card in the country: Axis Bank Vistara Infinite Credit Card which gives complimentary business class vouchers based on spends.

Here’s everything you ever need to know about the Axis Bank Vistara Infinite Credit Card which is being issued as a First Year Free Card for a limited period (on spending 1.2L in 90 days – offer ends by 31st Dec 2022).

Table of Contents

Overview

Type Airline Credit Card
Reward Rate ~10%
Annual Fee 10,000 INR+GST First Year FREE (Spend 1.2L in 90 days)
Best for Flying Business Class for FREE
USP Milestone benefits

Axis Vistara Infinite Credit Card has been the best airline credit card in the country since past ~5 years and it continues to be so even in 2022.

As long as you’re eligible for the card, fly at-least once a year where Vistara flies, there is no single reason to avoid this card, especially when there is a lucrative offer like this one. Not grabbing the offer is like leaving money on the table!

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*** First Year FREE offer ends by 31st Dec 2022 ***

Fees

Joining Fee 10,000 INR+GST First Year FREE (Spend 1.2L in 90 days)
Welcome Benefit 1 Complimentary Business Class Voucher
Renewal Fee 10,000 INR+GST
Renewal Benefit 1 Complimentary Business Class Voucher
Renewal Fee waiver Nil
  • Welcome Benefit: 1 Complimentary Business Class Voucher
  • Value: ~20,000 INR

The welcome benefit given is of great value, as good as 2X the joining fee paid. So it’s no wonder that it’s an amazing card even as a paid variant.

On top of it, we now have First Year Free Offer running which means the joining fee gets reversed on spending 1.2L in 90 days (from card setup date). And that my friend is not something you should miss!

Because what you get is not only a free card but also a FREE business class voucher which is worth well over ~20,000 INR.

Note: You’ll ideally need to pay the joining fee when the 1st stmt gets generated but once you’ve spent 1.2L within 90 days, reversal will be initiated within another ~30 days. Ideally, entire process takes ~120 days from the date of card issuance.

Design

Axis Vistara Infinite Credit Card - Design

The Vistara Infinite credit card design looks pretty good in reality just as we see on image, especially the golden elements shine well when the respective areas are exposed to light.

The card design was recently revamped, about an year ago and I think it’s a good move, at-least for this variant.

Rewards

SPEND TYPE CV Points REWARD RATE
Regular Spends 6 RP / 200 INR 2.25% – 3%
  • 1 CV Point = 0.75 INR to 1 INR (depending on your redemption)
  • CV Points Expiry: 3 Years

While earning Club Vistara Points (CV Points) on regular spends are not the USP of this card, it is worth knowing what you earn and it’s value.

Ideally I value CV points at 75Ps but in 2022 the fares are extremely high (Covid impact) that now we can easily put a value of 1 INR per point even for economy redemptions and maybe lot more in few low demand sectors.

Milestone Rewards

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