Axis Bank Vistara Signature Credit Card Review

Axis Bank Vistara Signature Credit Card Review

Axis Bank Vistara Signature Credit Card Review

As you might know, Premium Economy is a new concept in India introduced by Vistara. It’s positioned between economy & business class and Axis Vistara Signature Credit Card helps you fly this Premium Economy product for free with the help of milestone vouchers and CV points. Here’s everything you need to know about the Vistara Signature Credit Card.

Table of Contents

Overview

TypeAirline Credit Card
Reward RateUpto ~8%
Annual Fee3,000 INR+GST First Year FREE (Spend 60K in 90 days)
Best forFlying Premium Economy for FREE
USPMilestone benefits

Axis Vistara Signature Credit Card is one of the best credit cards in the country that can get you complimentary Vistara premium economy tickets for free.

As long as you’re eligible for the card, fly at-least once a year where Vistara flies, there is no single reason to avoid this card, especially when there is a lucrative offer like this one.

apply now

*** First Year FREE offer ends by 31st Dec 2022 ***

Fees

Joining Fee3,000 INR+GST First Year FREE (Spend 60K in 90 days)
Welcome Benefit1 Complimentary Premium Economy Voucher
Renewal Fee3,000 INR+GST
Renewal Benefit1 Complimentary Premium Economy Voucher
Renewal Fee waiverNil
  • Welcome Benefit: 1 Complimentary Business Class Voucher
  • Value: ~8,000 INR

The welcome benefit given is of great value, much more than 2X the joining fee paid. So it’s no wonder that it’s a pretty good card even as a paid variant.

On top of it, we now have First Year Free Offer running which means the joining fee gets reversed on spending 60K INR in 90 days (from card setup date).

What you get is not only a free card but also a FREE Premium Economy ticket voucher which is worth well over ~8,000 INR.

Note: You’ll ideally need to pay the joining fee when the 1st stmt gets generated but once you’ve spent 60K within 90 days, reversal will be initiated within another ~30 days. Ideally, the entire process takes ~120 days from the date of card issuance.

Design

Axis Bank Vistara Signature Credit Card (New Design)Axis Vistara Signature Credit Card (New Design)

The Axis Vistara Signature credit card design looks decent in reality just as we see on image but it could have been better.

The card was recently redesigned replacing the bluish card which was issued previously.

Rewards

SPEND TYPECV POINTSREWARD RATE
Regular Spends4 RP / 200 INR1.5% – 2%
  • 1 CV Point = 0.75 INR to 1 INR (depending on your redemption)
  • CV Points Expiry: 3 Years

While earning Club Vistara Points (CV Points) on regular spends are not the USP of this card, it is worth knowing what you earn and its value.

Ideally, I value CV points at 75Ps but in 2022 the fares are extremely high (Covid impact) that now we can easily put a value of 1 INR per point even for economy redemptions and maybe lot more in few low demand sectors.

Milestone Rewards

SPENDMILESTONE BENEFITSAVINGS % (MS BENEFIT + REWARDS)SAVINGS (CUMULATIVE)
75,0003,000 CV Points4% + 2%6%
1.5 Lakhs1 PE Voucher5.3% + 2%9.3%
3 Lakhs1 PE Voucher5.3% + Want to learn about Finance, Investing, and much more!, Checkout our partner blogs.