Amex Diwali Offer (2022): Get Vouchers worth upto Rs.30,000 on spends

Amex Diwali Offer (2022): Get Vouchers worth upto Rs.30,000 on spends

Amex Diwali Offer 2022

Amex Diwali offer is one of the most awaited offers in the credit card industry during festive season as it is usually a rewarding one. This year too we’ve the offer LIVE but it’s less attractive compared to last year and targeted only to a few. Here are all the details,

Offer Details

  • Offer: Spend Rs.XX and get vouchers worth Rs.YY
  • Offer Type: Spend linked, targeted offer.
  • Offer Period: 26 Sep, 2022 (after enrolling) to 10 Nov, 2022
  • Fulfilment: before 15th March 2023
  • You need to enrol, as per the email you’ve received.

Note that some variants have different offer period. It’s better to go with the email that you’ve received.

If not received, you can call support to check if they can see the offer on any of the cards, but you’ll mostly be disappointed, like me.

Offer Variants (Regular Cards)

OFFER #SPEND CRITERIAGIFT VOUCHER (INR)VOUCHER BRANDREWARD RATE
17L30,000Taj4.3%
25L20,000Taj4%
33L12,000Taj4%
41L4000e-Vouchers4%
510,000750Amazon Pay7.5%
  • e-Voucher brands: Hidesign, Charles and Keith, Louise Phillipe, MMT Hotel, MAC, Bobby Brown and Aldo

This e-Voucher option is the new and non-noteworthy addition.

Offer Variants (Platinum Card)

OFFER #SPEND CRITERIAGIFT VOUCHER (INR)VOUCHER BRANDREWARD RATE
17L30,000Taj4.3%
25L20,000Taj4%
33L15,000Luxe5%
41L4,000e-Vouchers4%

Comparing with Amex 2021 Diwali promo, it’s sad to see that the reward rate has dropped from sweet ~7% or so for most offers to just ~4% this year.

But this is over and above the regular rewards, so it’s fine.

My Thoughts

While the offers are decent, I find less need for anyone to go for it as long as you’ve Axis Magnus. But yes, if you’ve spends over 1L, you may certainly think about exploring Amex Offers.

That said, unfortunately I didn’t receive the offer and for the first time, very very few I know have received it, it’s like 1 out of 10 have been targeted, which is also part of the reason why it took a while to write about this.

So it seems American Express India has decided to spend less this Diwali. 😀

Further, Plat Charge is also suffering with less attractive welcome bonus. All-in-all there is hardly any good news around Amex at the moment. Hope the situation improves.

Have you received the Amex offer for 2022 and are you planning to take the spend challange? Feel free to share your thoughts in the comments below.

 

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